30 April 2026

International Personal Finance plc  

PRICING OF NEW SEK NOTES

International Personal Finance plc (the "Issuer" or "IPF"), the holding company for a global international consumer finance business, helping people excluded from mainstream finance to access simple, personal and affordable credit, announces that it has successfully priced SEK 950,000,000 senior unsecured floating rate notes due 10 November 2028 (the "Notes") at an issue price of 100.75 per cent. (the "Issuance"). The Issuance was initiated by a reverse inquiry. The Notes are to be consolidated and form a single series with the existing SEK 1,000,000,000 senior unsecured floating rate notes due 10 November 2028, issued on 10 November 2025.

A summary of the principal terms of the Notes is set out below for the purposes of information only and will be qualified by the more detailed information to be contained in the definitive contractual documentation for the Notes.

·     Issuer: International Personal Finance plc

·     Guarantors: IPF Holdings Limited, International Personal Finance Investments Limited, IPF International Limited and IPF Digital Group Limited

·     Issue date: 8 May 2026

·     Maturity date: 10 November 2028

·     Aggregate nominal amount: SEK 950,000,000

·     Issue price: 100.75 per cent.

·     Rate of interest: three month STIBOR (subject to a zero floor) plus 5.75 per cent.

·     Admission to trading venue: Frankfurt Open Market (Freiverkehr) or Euronext Dublin

Gary Thompson, CFO of IPF, commented:

"We were very pleased to see strong demand from investors reflecting confidence in our Next Gen strategy. This funding will help us grow and continue expanding access to finance for consumers underserved by mainstream lenders."

This announcement is not provided for, or directed at, persons in the United States.

ABG Sundal Collier AB is the dealer in respect of the transaction (the "Dealer").

Slaughter and May has been appointed as legal counsel for the Issuer and Gernandt & Danielsson Advokatbyrå KB has been appointed as arranger's counsel for the Dealer.

Investor relations and media contact:

International Personal Finance plc

Kris Adamski
Group Treasurer           
+44 1135 395 466

Rachel Moran

Investor Relations Manager

+44 (0)7760 167637

IMPORTANT INFORMATION

A copy of this statement can be found on our website - www.ipfin.co.uk 

Legal Entity Identifier: 213800II1O44IRKUZB59

DISCLAIMER - INTENDED ADDRESSEES

This announcement is for information purposes only and does not constitute, or form part of, an offer to sell or a solicitation of an offer to buy any securities in any jurisdiction.

In particular, this announcement is not for distribution in the United States and the Notes have not been, and will not be, registered under the United States Securities Act of 1933, as amended (the "Securities Act"). Subject to certain exceptions, Notes may not be offered, sold or delivered, directly or indirectly, in the United States or to, or for the account or benefit of U.S. persons, as such terms are defined in Regulation S under the Securities Act. There will be no public offering of the Notes in the United States.