Riyad Bank is one of the largest financial institutions in the Kingdom of Saudi Arabia and the Middle East. Established in 1957, with a paid-up capital of SAR 30 billion. Our professional and dedicated staff base has mainly driven our success throughout the years. With more than 7,887 employees, we take pride of being among the Saudi organizations with the highest national employment rate of 96%.
We provide a comprehensive range of products and services fully compliant with the Islamic Sharia’ to meet the needs of both retail and corporate customers, including small and medium-size enterprises. We play a leading role in various areas of finance and investment around Saudi Arabia, that is why we are distinguished as a leading financier and arranger of syndicated loans in the oil, petrochemicals and most of the Kingdom’s notable infrastructure projects.
We offer innovative and remarkable financing solutions through a network of 334 licensed branches, and more than 232,243 POS, in addition to more than 2,117 ATMs well distributed in strategic & carefully selected locations around the Kingdom. And since global expansion is essential for some of our customers outside the Kingdom, a branch in London and offices in Houston (USA) and Singapore help in supporting the international banking needs of such customers.
Our electronic banking services (web-based and mobile applications) use the latest electronic technologies to address the banking needs of our customers with utmost ease, convenience and security.
Riyad Capital, a fully owned subsidiary of Riyad Bank is a leading player in the IPO advisory business and asset management, having won numerous investment awards in Saudi Arabia.
Currency | SAR |
Last Closing Price | 26.60 |
Change (%) | 0.38 |
Volume | 1,156,632 |
Number of Shares (mln) | 3,000 |
Market Cap (mln) | 79,800 |
Financial Highlights (SAR'000 ) | 2021 | 2022 | 2023 |
Total operating income, net |
11,567,841 | 13,599,366 | 15,898,838 |
Net income for the year | 6,025,379 | 7,019,322 | 8,045,844 |
Total assets | 325,735,818 | 359,652,857 | 386,848,929 |
Total liabilities | 278,436,047 | 303,479,508 | 326,590,858 |
Total shareholders' equity | 47,299,771 | 49,602,224 | 53,695,571 |
Net cash from (used in) operating activities | -10,026,167 | 1,998,305 | -6,181,721 |
Net cash used in investing activities | -2,575,966 | 3,683,118 | -7,264,748 |
Cash and cash equivalents at end of the year | 32,406,686 | 41,486,081 | 28,290,580 |
Earnings per share (SAR) | 2.01 | 2.32 | 2.58 |
Return on average assets (%) | 1.90 | 2.05 | 2.16 |
Return on equity (%) | 12.74 | 14.15 | 14.98 |