Nordea is the leading and largest financial services group in the Nordics with a market capitalisation of EUR 36.8 bn, total assets of EUR 623.4 bn and a Common Equity Tier 1 capital ratio of 15.8 at the end of 2024. Nordea has a strong market position within its four business areas: Personal Banking, Business Banking, Large Corporates & Institutions and Asset & Wealth Management. The Nordic countries in which Nordea operate in – Denmark, Finland, Norway and Sweden – are based on politically stable democracies with high levels of trust and compliance. The financial sector is a unique position to be able to support the transition to a more sustainable future. Over the past two years Nordea has facilitated EUR 135bn (2025 target: EUR >200bn) in sustainable financing and had a 29% reduction in financed emissions from business loans, motor vehicle loans and residential real estate between 2019-2023 (2030 target: reduction of 40-50%). Nordea's Mobile bank placed #1 in the Nordics according to app store rankings. Logins to digital channels was 1.4bn in 2023. With 30,500 employees, Nordea's vision is to be the preferred partner for people and businesses in need of broad range of financial services. Nordea's strategy – centred on offering a great customer experience – guides it forward. |
Currency | EUR |
Previous Close | 11.85 |
Change (%) | -0.13 |
Volume | 4,370,608 |
Number of Shares (mln) | 3,498 |
Market Cap (mln) | 41,561.70 |
Key figures | 2022 | 2023 | 2024 |
Total operating income, EURm | 9,721 | 11,743 | 12,084 |
Total operating expenses, EURm | -4,834 | -5,238 | -5,330 |
Net loan losses, EURm | -112 | -187 | -198 |
Net profit for the year, EURm | 3,587 | 4,934 | 5,059 |
Loans to the public, EURbn | 345.7 | 344.8 | 357.6 |
Deposits and borrowings from the public, EURbn | 217.5 | 210.1 | 232.4 |
Assets under management, EURbn | 358.9 | 378.5 | 422.0 |
Equity, EURbn | 30.8 | 31.2 | 32.4 |
Total assets, EURbn | 594.7 | 584.7 | 623.4 |
Return on equity, % | 11.8 | 16.9 | 16.7 |
Common Equity Tier 1 capital ratio excluding Basel I floor 1) 3), % | 16.4 | 17.0 | 15.8 |
Risk exposure amount, excluding Basel I floor 1), EURbn | 145.3 | 138.7 | 155.9 |
Loan loss ratio, basis points | 4 | 5 | 6 |
Cost/income ratio, % | 49.7 | 44.6 | 44.1 |
Equity per share 1), EUR | 8.46 | 8.86 | 9.30 |
Proposed/actual dividend per share, EUR | 0.80 | 0.92 | 0.94 |
Number of employees (full-time equivalents) 1) | 28,268 | 29,153 | 30,157 |
1) End of the year. 2) For more detailed information regarding ratios and key figures defined as alternative performance measures, see https://www.nordea.com/en/investor-relations/reports-and-presentations/group-interim-reports. 3) Including the result for the period. |