BBVA is a customer-centric global financial services group founded in 1857. The Group has a solid leading position in Spain, is the largest financial institution in Mexico, and has leading franchises in South America. It is also the leading shareholder in Turkey’s Garanti BBVA and has an important investment, transactional and capital markets banking business in the U.S.
The factsheet below provides an overview of the bank’s key information, with data as per the last quarter. It is available for download in PDF format.
|Balance Sheet (million euros)||30-09-22||^%||30-09-21||31-12-21|
|Loans and advances to customers (gross)||373,765||14.0||327,968||330,055|
|Deposits from customers||389,705||14.3||340,828||349,761|
|Total customer funds||540,210||12.1||481,734||496,954|
|Income statement (million euros)|
|Net interest income||13,811||29.0||10,708||14,686|
|Net attributable profit||4,842||46.2||3,311||4,653|
|Data per share|
|Number of shares issued (million)1||6,030||(9.6)||6,668||6,668|
|Number of shareholders||813,683||(2.8)||836,979||826,835|
|Share price (euros)||4.62||(19.2)||5.72||5.25|
|Book value per share (euros)2||7.68||13.7||6.76||6.86|
|Adjusted ROE (net attributable profit or (loss)/average shareholders' funds +/- average accumulated other comprehensive income)2||15.0||11.1||11.4|
|Adjusted ROTE (net attributable profit or (loss)/average shareholders' funds excluding average intangible assets +/- average accumulated other comprehensive income)2||15.7||11.7||12.0|
|Adjusted ROA (Profit or (loss) for the year/average total assets)2||1.03||0.94||0.94|
|Adjusted RORWA (Profit or (loss) for the year/average risk-weighted assets - RWA)2||2.18||1.99||2.01|
|Cost of risk2||0.86||0.92||0.93|
|NPL coverage ratio2||83||80||75|
|Total ratio phased-in3||16.07||19.17||17.24|
(1) The number of shares issued as of 30-09-22 takes into account the redemption of 357 million shares, corresponding to the second tranche of the share buyback program.
(2) For more information, see Alternative Performance Measures at the end of this report.
(3) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873.
(4) Calculated by dividing the dividends paid in the last twelve months by the closing price of the period.
|Long term||Short term||Outlook||Last rating action|
|DBRS||A (high)||R-1 (middle)||Stable||03-29-2022|