BBVA is a customer-centric global financial services group founded in 1857. The Group has a solid leading position in Spain, is the largest financial institution in Mexico, and has leading franchises in South America. It is also the leading shareholder in Turkey’s Garanti BBVA and has an important investment, transactional and capital markets banking business in the U.S.
The factsheet below provides an overview of the bank’s key information, with data as per the last quarter. It is available for download in PDF format.
|Balance Sheet (million euros)||30-06-22||^%||30-06-21||31-12-21|
|Loans and advances to customers (gross)||361,800||10.5||327,372||330,055|
|Deposits from customers||376,973||11.3||338,795||349,761|
|Total customer funds||523,672||9.7||477,418||496,954|
|Income statement (million euros)|
|Net interest income||8,551||22.9||6,955||14,686|
|Net attributable profit||3,001||57.1||1,911||4,653|
|Data per share|
|Number of shares (million)||6,387||(4.2)||6,668||6,668|
|Number of shareholders||821,537||(3.3)||849,605||826,835|
|Share price (euros)||4.33||(17.2)||5.23||5.25|
|Book value per share (euros)1||7.55||12.9||6.69||6.86|
|Adjusted ROE (net attributable profit or (loss)/average shareholders' funds +/- average accumulated other comprehensive income)2||14.1||10.4||11.4|
|Adjusted ROTE (net attributable profit or (loss)/average shareholders' funds excluding average intangible assets +/- average accumulated other comprehensive income)2||14.8||11.0||12.0|
|Adjusted ROA (Profit or (loss) for the year/average total assets)2||0.96||0.90||0.94|
|Adjusted RORWA (Profit or (loss) for the year/average risk-weighted assets - RWA)2||2.03||1.90||2.01|
|Cost of risk||0.81||1.00||0.93|
|NPL coverage ratio||78||77||75|
|Total ratio phased-in3||16.22||18.75||17.24|
(1) As of 30-06-22, the shares acquired from the start of the share buyback program to June 30, 2022, are included, taking into account the redemption of shares carried out on June 15, 2022 and the shares pending from buyback corresponding to the second segment of the second share buyback tranche. As of 31-12-21, 112 million shares acquired from the start of the share buyback program to the end of the period and the estimated number of shares pending from buyback as of December 31, 2021 of the first tranche, in process at the end of that date, were included.
(2) For more information, see Alternative Performance Measures at the end of report.
(3) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873.
(4) Calculated by dividing the dividends paid in the last twelve months by the closing price of the period.
|Long term||Short term||Outlook||Last rating action|
|DBRS||A (high)||R-1 (middle)||Stable||03-29-2022|