Corporate profile

BBVA is a customer-centric global financial services group founded in 1857. The Group has a solid leading position in Spain, is the largest financial institution in Mexico, and has leading franchises in South America. It is also the leading shareholder in Turkey’s Garanti BBVA and has an important investment, transactional and capital markets banking business in the U.S.

The factsheet below provides an overview of the bank’s key information, with data as per the last quarter. It is available for download in PDF format.

Share Data 8/5/2022
Last Close: 4.62
Currency: EUR
Market capitalization
(million euros)
27,657
Book value per share
(euros)
7.55
Yield
(Dividend/price; %)
7.24
Figures as of 06.30.2022
Financial Highlights
       
Balance Sheet (million euros) 30-06-22 ^% 30-06-21 31-12-21
Total assets 715,294 10.8 645,292 662,885
Loans and advances to customers (gross) 361,800 10.5 327,372 330,055
Deposits from customers 376,973 11.3 338,795 349,761
Total customer funds 523,672 9.7 477,418 496,954
Total equity 48,793 (2.3) 49,944 48,760
       
Income statement (million euros)
Net interest income 8,551 22.9 6,955 14,686
Gross income 11,509 12.2 10,259 21,066
Operating income 6,456 14.0 5,661 11,536
Net attributable profit 3,001 57.1 1,911 4,653
       
Data per share
Number of shares (million) 6,387 (4.2) 6,668 6,668
Number of shareholders 821,537 (3.3) 849,605 826,835
Share price (euros) 4.33 (17.2) 5.23 5.25
Book value per share (euros)1 7.55 12.9 6.69 6.86
       
Ratios (%)
Adjusted ROE (net attributable profit or (loss)/average shareholders' funds +/- average accumulated other comprehensive income)2 14.1 10.4 11.4
Adjusted ROTE (net attributable profit or (loss)/average shareholders' funds excluding average intangible assets +/- average accumulated other comprehensive income)2 14.8 11.0 12.0
Adjusted ROA (Profit or (loss) for the year/average total assets)2 0.96 0.90 0.94
Adjusted RORWA (Profit or (loss) for the year/average risk-weighted assets - RWA)2 2.03 1.90 2.01
Efficiency ratio 43.9 44.8 45.2
Cost of risk 0.81 1.00 0.93
NPL ratio 3.7 4.2 4.1
NPL coverage ratio 78 77 75
CET1 fully-loaded 12.45 14.17 12.75
CET1 phased-in3 12.56 14.37 12.98
Total ratio phased-in3 16.22 18.75 17.24


(1) As of 30-06-22, the shares acquired from the start of the share buyback program to June 30, 2022, are included, taking into account the redemption of shares carried out on June 15, 2022 and the shares pending from buyback corresponding to the second segment of the second share buyback tranche. As of 31-12-21, 112 million shares acquired from the start of the share buyback program to the end of the period and the estimated number of shares pending from buyback as of December 31, 2021 of the first tranche, in process at the end of that date, were included.
(2) For more information, see Alternative Performance Measures at the end of report.
(3) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873.
(4) Calculated by dividing the dividends paid in the last twelve months by the closing price of the period.

Geographically diversified
Breakdown by country(1)
Mexico 53.0 %
Spain 29.4 %
Turkey 1.8 %
South America 12.0 %
Rest of business 3.7 %
(1) Percentages excluding the Corporate Center and net impact arisen from the purchase of offices in Spain.
Ratings
Long term Short term Outlook Last rating action
Fitch A- F-2 Stable 05-25-2022
Moody's A3 P-2 Stable 06-19-2019
Standard&Poor´s A A-1 Stable 03-22-2022
DBRS A (high) R-1 (middle) Stable 03-29-2022