Annual Report
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Contents
At a Glance
Financial Highlights
A Year in Review
Chairman’s Letter
Group CEO’s Letter
Board of Directors
Executive Management
Strategy
Financial Review
Business & Operational Review
Global Wholesale
Global Retail & Commercial
Global Wealth
Our People
Sustainability
Risk Management
Corporate Governance
Shareholders’ Information
Consolidated Financial Statements
Independent auditors’ report
Consolidated statement of financial position
Consolidated statement of profit or loss
Consolidated statement of other comprehensive income
Consolidated statement of changes in equity
Consolidated statement of cash flows
Notes to the consolidated financial statements
Corporate Governance Report 2014
Risk Management & Basel II-Pillar III Disclosures
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